Sending hundreds of dollars to banks every month is painful. What's worse? Checking your statement and seeing the balance barely move.

Interest is designed to keep you stuck. If you're paying minimums or throwing money at random debts without a strategy, you're losing thousands. You don't need more willpower — you need a mathematical plan.

This dashboard turns your mess of payments into a clear exit strategy. Plug in your balances and rates. You'll instantly see your exact debt-free date — not a vague guess. A real date.

Works in Google Sheets (free) AND Microsoft Excel. No subscriptions, no new software.

✅ Exact Freedom Date: Know precisely when you'll make that final payment.
📊 Snowball vs. Avalanche: Computed on your actual numbers — see which saves you more.
✅ Payoff Scenarios: See the massive impact of finding an extra $50 or $100/month.
📊 The Interest Trap: The brutal cost of staying on minimum payments. It'll motivate you.
✅ Visual Countdown: Progress bar to keep the momentum going.

Start your debt-free countdown today.

Format: Google Sheets + Excel | Delivery: Instant download