You might have a rough idea of what comes in and goes out — but you're still checking your balance with one eye closed. You're juggling debts, getting blindsided by "unexpected" bills (that were never actually unexpected), and losing cash on subscriptions without realizing the long-term damage.

If you don't tell your money where to go, you'll always wonder where it went.

This dashboard combines immediate cash flow management with long-term wealth tracking. No subscription software. No finance degree. Works in Google Sheets (free) AND Excel.

✅ Zero-Based Dashboard: Every dollar has a job. Total accountability.
📊 "The Trap" Calculator: Your $15 Netflix subscription? It costs $23,000 in lost investment returns. See it in black and white.
✅ Debt Destroyer: Pick Snowball or Avalanche, see your exact debt-free date.
✅ Sinking Funds: Big expenses like insurance or car repairs never wreck your month again.
📊 Net Worth Tracker: Watch your wealth grow with monthly history.

Stop guessing and start building wealth.

Format: Google Sheets + Excel | Delivery: Instant download